Strategic DRT & NPA
Resolution Services
Navigate complex corporate debt crises, tribunal proceedings, and SARFAESI actions with unmatched guidance from former institutional banking leaders.
The Insider Advantage
Turning Corporate Distress Into Decisive Resolution
When a corporate account slips into Non-Performing Asset (NPA) status, the dynamics shift drastically. Lenders move from partnership to recovery, invoking the SARFAESI Act and initiating proceedings in the Debt Recovery Tribunal (DRT).
Successfully navigating this high-pressure environment requires more than standard legal representation. It requires a profound understanding of how banks operate internally. Guided by Mr. R.G. Dinodia's 40-year tenure at PNB—including pivotal roles in the Covid Restructuring Team (CRT)—our experts approach NPA resolution by anticipating the lender's exact regulatory and recovery mandates, structuring settlements that banks can actually approve.
- Pre-NPA Restructuring & Negotiation
- Defending SARFAESI Actions & Auction Stays
- Structuring One Time Settlements (OTS)
- Liaisoning with ARCs (Asset Reconstruction Companies)
Crisis Management
Strategic Settlement
Scope of Resolution
Comprehensive Debt Tribunal Advisory
We provide legally sound and financially viable turnaround strategies to protect corporate assets and promoters.
DRT & DRAT Representation
Strategic advisory and robust representation before the Debt Recovery Tribunal and Appellate Tribunal to protect corporate interests.
SARFAESI Act Defense
Counter-strategies and legal injunctions against bank notices under sections 13(2) and 13(4) to prevent hasty asset liquidation and auctions.
One Time Settlement (OTS)
Formulating and negotiating viable OTS proposals that banks can accept based on current RBI guidelines and the bank's internal NPA provisioning policies.
NPA Turnaround & Restructuring
Designing deep restructuring models to revive technically viable but financially distressed units before insolvency proceedings begin.
ARC Liaisoning
Navigating the transition when a bank assigns debt to an Asset Reconstruction Company (ARC), ensuring promoters retain negotiation leverage.
Revenue Record Audits
Cross-verifying mutation records (Jamabandi/Khasra) with physical boundaries to ensure agricultural and commercial land legitimacy.
Direct Specialist Consultation
Connect With Our Resolution Panel
For immediate strategic intervention in DRT proceedings, NPA management, or SARFAESI actions, please contact any of our dedicated resolution experts below.
All financial inquiries, NPA files, and tribunal documents are handled with absolute discretion and strict confidentiality.